Explore Final Expense Licensed Senior Protection Network
Quick 60-Second Eligibility Check

Secure Up To $40,000 In Permanent Final Expense Coverage

Never leave your loved ones with the burden of funeral or burial costs. Find out if you qualify for fixed-rate, whole life protection that never increases.

Fixed Rates That Never Increase
Coverage That Never Decreases
Funds Paid Directly To Your Beneficiary
Question 1 of 7 14% Complete
Location Check

What is your 5-digit ZIP code?

Rates and underwriting programs vary by your home state.

Age Qualification

What is your current age?

Programs are specifically underwritten for American seniors.

Coverage Status

Do you currently have an active life insurance or final expense policy?

This program is strictly reserved for individuals seeking new coverage.

Decision Maker

Are you shopping for yourself and able to make insurance decisions?

To lock in rates today, the primary insured must be present on the call.

Income Verification

What is your primary source of monthly income?

Insurers require a steady source of income to guarantee locked premiums.

Bank Verification

Do you have an active checking or savings account with a bank or credit union?

Final expense carriers require a valid bank routing & account number to activate coverage and guarantee policy delivery. (Prepaid cards like Direct Express or GreenDot are not accepted).

Health Pre-Screen

Have you been diagnosed with or treated for any of the following?

✕ Cancer, Heart Attack, Stroke, or Congestive Heart Failure (CHF) in the past 3 years
✕ Kidney failure (dialysis) or Liver failure in the past 3 years
✕ Dementia, Alzheimer's, or HIV/AIDS
✕ Currently requiring oxygen/nebulizer, wheelchair, nursing home, or daily living assistance
(Note: Asthma inhalers & CPAP machines are accepted)
Start Timeline

If your locked rate fits comfortably within your monthly budget, are you prepared to activate your coverage within the next 30 days?

Underwriting rate quotes are guaranteed for 30 days upon agent review.

Simple 3-Step Process

How To Secure Your Final Expense Plan

Protecting your family's financial peace of mind takes less than 10 minutes.

1

Check Your Eligibility

Answer the quick questions above to verify program availability.

2

Speak With a Licensed Agent

Call your assigned specialist directly. They'll answer your questions and lock in your permanent rate.

3

Coverage Is Secured

Your policy is activated. Rates are guaranteed never to increase, providing your loved ones with cash protection.

Complete Peace of Mind

What Does a Final Expense Policy Pay For?

The average funeral and burial today costs between $9,000 and $15,000. When you pass, your policy pays cash directly to your family to cover:

✓
Funeral, Casket, & Memorial Services: Eliminates the immediate financial strain on grieving children or spouses.
✓
Cremation or Burial Plot Expenses: Covers all cemetery, opening, and closing fees.
✓
Outstanding Medical & Hospital Bills: Prevents collectors from pursuing debts against family members.
✓
A Cash Legacy For Grandchildren or Family: Any remaining funds are paid directly to your chosen beneficiary to use as they see fit.

Final Expense vs. Traditional Insurance

Feature Final Expense Plan Term Life
Medical Exam None Required Blood & urine tests
Rate Changes Locked For Life Increases with age
Policy Expiration Never Expires Expires in 10-20 yrs
Cash Payout Up To $40,000 Subject to approval
⭐ Permanent Whole Life Protection: As long as premiums are paid, your coverage remains in place for your entire lifetime.
Frequently Asked Questions

Everything You Need To Know