/* ==========================================================================
   FINAL EXPENSE CALL ACQUISITION LANDING PAGE STYLESHEET
   Optimized for 50-80 Senior Demographic, High Accessibility & CRO Best Practices
   ========================================================================== */

:root {
  --color-bg: #F8FAFC;
  --color-surface: #FFFFFF;
  --color-primary: #0F284E;      /* Deep Trust Navy */
  --color-primary-light: #1E3A8A;
  --color-accent-green: #0D9488;  /* Serene Teal / Emerald */
  --color-success: #15803D;       /* High-contrast Green for Call to Action */
  --color-success-hover: #166534;
  --color-gold: #B45309;          /* Trust Gold */
  --color-gold-bg: #FEF3C7;
  --color-danger: #B91C1C;
  --color-text-main: #0F172A;     /* Slate 900 */
  --color-text-muted: #475569;    /* Slate 600 */
  --color-border: #E2E8F0;
  --color-border-focus: #2563EB;
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -4px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-full: 9999px;
  --font-sans: 'Plus Jakarta Sans', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-serif: 'Lora', Georgia, serif;
}

/* RESET & BASE */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-sans);
  background-color: var(--color-bg);
  color: var(--color-text-main);
  line-height: 1.6;
  font-size: 1.125rem; /* 18px base for senior legibility */
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.container {
  width: 100%;
  max-width: 1080px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.25rem;
  padding-right: 1.25rem;
}

/* UTILITIES */
.text-accent {
  color: var(--color-gold);
  font-weight: 800;
}

.text-green {
  color: var(--color-success);
}

.text-mono {
  font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace;
  letter-spacing: 0.05em;
}

.text-muted {
  color: var(--color-text-muted);
  font-size: 0.95rem;
}

/* TOP ANNOUNCEMENT BAR */
.announcement-bar {
  background-color: var(--color-primary);
  color: #F1F5F9;
  padding: 0.625rem 1rem;
  font-size: 0.95rem;
  text-align: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.announcement-content {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  flex-wrap: wrap;
}

.pulse-dot {
  width: 9px;
  height: 9px;
  background-color: #22C55E;
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7);
  animation: pulse-ring 1.8s infinite;
}

@keyframes pulse-ring {
  0% {
    box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7);
  }
  70% {
    box-shadow: 0 0 0 8px rgba(34, 197, 94, 0);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(34, 197, 94, 0);
  }
}

/* HEADER */
.site-header {
  background-color: var(--color-surface);
  border-bottom: 1px solid var(--color-border);
  padding: 1rem 0;
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 50;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.brand-shield {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  color: #FFFFFF;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0.5rem;
  box-shadow: 0 2px 8px rgba(15, 40, 78, 0.2);
}

.brand-shield svg {
  width: 100%;
  height: 100%;
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

.brand-tagline {
  font-size: 0.825rem;
  color: var(--color-text-muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.header-badges {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.header-badge {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.icon-verified {
  width: 18px;
  height: 18px;
  color: var(--color-success);
}

.status-indicator {
  width: 8px;
  height: 8px;
  background-color: #10B981;
  border-radius: 50%;
  display: inline-block;
}

/* HERO SECTION */
.hero-section {
  padding: 2.5rem 0 3.5rem 0;
  background: radial-gradient(circle at 50% 10%, #EFF6FF 0%, var(--color-bg) 60%);
}

.hero-intro {
  text-align: center;
  max-width: 820px;
  margin: 0 auto 2rem auto;
}

.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background-color: #DBEAFE;
  color: #1E40AF;
  font-size: 0.95rem;
  font-weight: 700;
  padding: 0.375rem 1rem;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
}

.hero-title {
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1.2;
  color: var(--color-primary);
  letter-spacing: -0.03em;
  margin-bottom: 1rem;
}

.hero-subtitle {
  font-size: 1.25rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  margin-bottom: 1.5rem;
}

.hero-keypoints {
  display: flex;
  justify-content: center;
  gap: 1.75rem;
  flex-wrap: wrap;
  font-size: 1rem;
  color: var(--color-primary);
}

.keypoint-item {
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.check-icon {
  background-color: #DCFCE7;
  color: #15803D;
  font-weight: bold;
  border-radius: 50%;
  width: 22px;
  height: 22px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
}

/* QUIZ CONTAINER */
.quiz-wrapper {
  background-color: var(--color-surface);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--color-border);
  max-width: 680px;
  margin: 0 auto;
  overflow: hidden;
  transition: all 0.3s ease;
}

/* QUIZ HEADER & PROGRESS BAR */
.quiz-header {
  padding: 1.25rem 1.75rem 1rem 1.75rem;
  background-color: #F8FAFC;
  border-bottom: 1px solid var(--color-border);
}

.quiz-step-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.625rem;
  font-size: 0.95rem;
  font-weight: 700;
}

.step-counter {
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-size: 0.85rem;
}

.step-status {
  color: var(--color-gold);
}

.progress-track {
  width: 100%;
  height: 10px;
  background-color: #E2E8F0;
  border-radius: var(--radius-full);
  overflow: hidden;
}

.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, #3B82F6, #10B981);
  border-radius: var(--radius-full);
  transition: width 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

/* QUIZ STEPS */
.quiz-step {
  display: none;
  padding: 2rem 2rem 2.5rem 2rem;
  animation: fadeIn 0.3s ease;
}

.quiz-step.active {
  display: block;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.step-badge {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-primary-light);
  background-color: #EEF2FF;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.75rem;
}

.step-question {
  font-size: 1.55rem;
  font-weight: 800;
  line-height: 1.3;
  color: var(--color-primary);
  margin-bottom: 0.625rem;
}

.step-hint {
  font-size: 1.05rem;
  color: var(--color-text-muted);
  margin-bottom: 1.5rem;
}

/* ZIP CODE INPUT GROUP */
.zip-input-group {
  display: flex;
  gap: 0.75rem;
  max-width: 480px;
  margin-top: 1rem;
}

.zip-field {
  flex: 1;
  font-size: 1.4rem;
  padding: 0.85rem 1.25rem;
  border: 2px solid var(--color-border);
  border-radius: var(--radius-md);
  color: var(--color-text-main);
  font-weight: 700;
  letter-spacing: 0.08em;
  transition: border-color 0.2s;
  outline: none;
}

.zip-field:focus {
  border-color: var(--color-border-focus);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.15);
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  background-color: var(--color-primary);
  color: #FFFFFF;
  font-size: 1.2rem;
  font-weight: 700;
  padding: 0.85rem 1.75rem;
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all 0.2s ease;
}

.btn-primary:hover {
  background-color: var(--color-primary-light);
  transform: translateY(-1px);
}

.arrow-icon {
  width: 22px;
  height: 22px;
}

.zip-error {
  color: var(--color-danger);
  font-size: 0.95rem;
  font-weight: 600;
  margin-top: 0.75rem;
}

/* OPTIONS GRID (SENIOR-FRIENDLY LARGE TOUCH TARGETS) */
.options-grid {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.quiz-option {
  display: flex;
  align-items: center;
  gap: 1rem;
  width: 100%;
  min-height: 64px;
  padding: 1rem 1.25rem;
  background-color: #FFFFFF;
  border: 2px solid #CBD5E1;
  border-radius: var(--radius-md);
  text-align: left;
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--color-text-main);
  cursor: pointer;
  transition: all 0.15s ease-in-out;
  user-select: none;
}

.quiz-option:hover {
  border-color: #2563EB;
  background-color: #F8FAFC;
  transform: translateX(4px);
}

.quiz-option:active {
  transform: scale(0.99);
}

.option-radio {
  width: 24px;
  height: 24px;
  border: 2px solid #94A3B8;
  border-radius: 50%;
  flex-shrink: 0;
  position: relative;
  transition: all 0.2s;
}

.quiz-option:hover .option-radio {
  border-color: #2563EB;
}

.option-label {
  flex: 1;
  line-height: 1.35;
}

/* MEDICAL CHECKLIST */
.medical-checklist {
  background-color: #FFF1F2;
  border: 1px solid #FECDD3;
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  margin-bottom: 1.5rem;
}

.medical-condition-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 1.05rem;
  color: #881337;
  padding: 0.4rem 0;
  line-height: 1.4;
}

.bullet-cross {
  color: #BE123C;
  font-weight: 800;
  font-size: 1.1rem;
  flex-shrink: 0;
}

/* CALCULATING / PROCESSING STATE */
.calculating-box {
  padding: 3rem 1.5rem;
  text-align: center;
}

.spinner {
  width: 54px;
  height: 54px;
  border: 5px solid #E2E8F0;
  border-top-color: #2563EB;
  border-radius: 50%;
  margin: 0 auto 1.5rem auto;
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.calculating-box h3 {
  font-size: 1.4rem;
  color: var(--color-primary);
  margin-bottom: 0.5rem;
}

.calc-status {
  font-size: 1.1rem;
  color: var(--color-text-muted);
  margin-bottom: 1.5rem;
}

.calc-checklist {
  max-width: 360px;
  margin: 0 auto;
  text-align: left;
  background-color: #F8FAFC;
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.calc-item {
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-success);
  margin-bottom: 0.5rem;
}

/* ==========================================================================
   QUALIFIED / SUCCESS CALL-DRIVEN SCREEN
   ========================================================================== */
.quiz-result {
  padding: 2.25rem 2rem;
  animation: fadeIn 0.4s ease;
}

.result-celebration {
  text-align: center;
  margin-bottom: 1.5rem;
}

.result-badge-success {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, #10B981, #059669);
  color: #FFFFFF;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  box-shadow: 0 4px 14px rgba(16, 185, 129, 0.35);
}

.icon-big-check {
  width: 42px;
  height: 42px;
}

.result-headline {
  font-size: 1.85rem;
  font-weight: 800;
  line-height: 1.25;
  color: var(--color-primary);
  margin-bottom: 0.6rem;
}

.result-subline {
  font-size: 1.15rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* PRIORITY PASS CARD */
.priority-pass-card {
  background: linear-gradient(180deg, #FFFFFF 0%, #F8FAFC 100%);
  border: 2px dashed #CBD5E1;
  border-radius: var(--radius-md);
  padding: 1.25rem;
  margin-bottom: 1.75rem;
  box-shadow: var(--shadow-sm);
}

.pass-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-bottom: 1px solid var(--color-border);
  padding-bottom: 0.75rem;
  margin-bottom: 1rem;
}

.pass-tag {
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--color-primary);
  background-color: #E2E8F0;
  padding: 0.25rem 0.6rem;
  border-radius: var(--radius-sm);
}

.pass-live-indicator {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-success);
}

.pulse-green {
  width: 8px;
  height: 8px;
  background-color: #22C55E;
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.7);
  animation: pulse-ring 1.8s infinite;
}

.pass-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
  text-align: center;
  margin-bottom: 1rem;
}

.pass-stat {
  display: flex;
  flex-direction: column;
}

.stat-label {
  font-size: 0.8rem;
  text-transform: uppercase;
  color: var(--color-text-muted);
  font-weight: 700;
  letter-spacing: 0.03em;
}

.stat-value {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--color-primary);
}

/* TIMER BOX */
.timer-box {
  background-color: #FEF3C7;
  border: 1px solid #FDE68A;
  border-radius: var(--radius-sm);
  padding: 0.6rem 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-size: 1rem;
  color: #92400E;
  font-weight: 600;
}

.countdown-timer {
  font-size: 1.15rem;
  font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace;
  color: #B45309;
}

/* PRIMARY CALL TO ACTION BUTTON */
.call-action-section {
  text-align: center;
  margin-bottom: 1.75rem;
}

.call-instruction-pill {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 0.85rem;
}

.btn-call-now {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  background: linear-gradient(135deg, #16A34A 0%, #15803D 100%);
  color: #FFFFFF;
  text-decoration: none;
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-lg);
  box-shadow: 0 8px 25px rgba(22, 163, 74, 0.45);
  transition: all 0.2s ease;
  position: relative;
  overflow: hidden;
  animation: pulse-glow 2s infinite;
}

@keyframes pulse-glow {
  0% {
    box-shadow: 0 0 0 0 rgba(22, 163, 74, 0.6);
  }
  70% {
    box-shadow: 0 0 0 14px rgba(22, 163, 74, 0);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(22, 163, 74, 0);
  }
}

.btn-call-now:hover {
  transform: translateY(-2px);
  background: linear-gradient(135deg, #15803D 0%, #166534 100%);
}

.btn-call-icon {
  width: 44px;
  height: 44px;
  background-color: rgba(255, 255, 255, 0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.btn-call-icon svg {
  width: 26px;
  height: 26px;
}

.btn-call-text-wrap {
  display: flex;
  flex-direction: column;
  text-align: left;
}

.btn-call-label {
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: 0.03em;
  line-height: 1.2;
}

.btn-call-number {
  font-size: 1.75rem;
  font-weight: 900;
  line-height: 1.1;
  letter-spacing: 0.02em;
}

.call-micro-copy {
  font-size: 0.95rem;
  color: var(--color-text-muted);
  margin-top: 0.75rem;
}

/* SCRIPT & READINESS HELPER BOXES */
.caller-guide-box {
  background-color: #F0FDF4;
  border: 1px solid #BBF7D0;
  border-radius: var(--radius-md);
  padding: 1.25rem;
  margin-bottom: 1.25rem;
}

.guide-title {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 1.05rem;
  color: #166534;
  margin-bottom: 0.5rem;
}

.guide-script {
  font-size: 1.15rem;
  line-height: 1.5;
  color: #14532D;
}

.readiness-box {
  background-color: #F8FAFC;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  margin-bottom: 1.5rem;
}

.readiness-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 0.625rem;
}

.readiness-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.readiness-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 1rem;
  color: var(--color-text-muted);
  line-height: 1.4;
}

.ready-check {
  color: var(--color-success);
  font-weight: bold;
  flex-shrink: 0;
}

/* CALLBACK ACCORDION DRAWER */
.callback-drawer {
  border-top: 1px solid var(--color-border);
  padding-top: 1.25rem;
  margin-top: 1rem;
}

.btn-toggle-callback {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  background: none;
  border: none;
  color: #2563EB;
  font-size: 1.05rem;
  font-weight: 700;
  cursor: pointer;
  padding: 0.5rem 0;
  text-align: left;
}

.btn-toggle-callback:hover {
  text-decoration: underline;
}

.chevron-icon {
  width: 20px;
  height: 20px;
  transition: transform 0.2s ease;
}

.chevron-icon.open {
  transform: rotate(180deg);
}

.callback-form {
  margin-top: 1rem;
  background-color: #F8FAFC;
  padding: 1.25rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
}

.form-group {
  margin-bottom: 0.75rem;
}

.form-group label {
  display: block;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 0.35rem;
}

.form-group input {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  font-size: 1rem;
  outline: none;
}

.form-group input:focus {
  border-color: #2563EB;
}

.btn-submit-callback {
  width: 100%;
  background-color: var(--color-primary);
  color: #FFFFFF;
  font-size: 1.1rem;
  font-weight: 700;
  padding: 0.85rem;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background 0.2s;
}

.btn-submit-callback:hover {
  background-color: var(--color-primary-light);
}

.form-success-msg {
  margin-top: 0.75rem;
  color: var(--color-success);
  font-weight: 700;
  font-size: 1rem;
}

/* ==========================================================================
   DISQUALIFIED SCREEN
   ========================================================================== */
.disqualified-result {
  text-align: center;
  padding: 2.5rem 2rem;
}

.dq-icon-box {
  width: 64px;
  height: 64px;
  background-color: #FEE2E2;
  color: #DC2626;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}

.icon-dq {
  width: 36px;
  height: 36px;
}

.dq-title {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: 0.75rem;
}

.dq-body {
  font-size: 1.15rem;
  color: var(--color-text-muted);
  max-width: 520px;
  margin: 0 auto 1.5rem auto;
  line-height: 1.5;
}

.dq-reasons-card {
  background-color: #F8FAFC;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  text-align: left;
  max-width: 520px;
  margin: 0 auto 1.5rem auto;
}

.dq-reasons-card ul {
  padding-left: 1.25rem;
  color: var(--color-text-muted);
  font-size: 1rem;
  line-height: 1.6;
}

.dq-footer-note {
  font-size: 0.95rem;
  color: #64748B;
  max-width: 520px;
  margin: 0 auto 1.5rem auto;
}

.btn-restart {
  background: none;
  border: 2px solid var(--color-primary);
  color: var(--color-primary);
  font-size: 1.05rem;
  font-weight: 700;
  padding: 0.75rem 1.75rem;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all 0.2s;
}

.btn-restart:hover {
  background-color: var(--color-primary);
  color: #FFFFFF;
}

/* ==========================================================================
   TRUST SECTIONS (How it Works, Benefits, Testimonials, FAQ)
   ========================================================================== */
.section-heading {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3rem auto;
}

.badge-sub {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-gold);
  background-color: var(--color-gold-bg);
  padding: 0.3rem 0.85rem;
  border-radius: var(--radius-full);
  margin-bottom: 0.75rem;
}

.section-heading h2 {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1.25;
  margin-bottom: 0.75rem;
}

.section-heading p {
  font-size: 1.15rem;
  color: var(--color-text-muted);
}

/* HOW IT WORKS */
.how-it-works-section {
  padding: 4.5rem 0;
  background-color: var(--color-surface);
  border-top: 1px solid var(--color-border);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.step-card {
  position: relative;
  background-color: #F8FAFC;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 2.5rem 1.75rem 2rem 1.75rem;
  text-align: center;
  transition: transform 0.2s;
}

.step-card:hover {
  transform: translateY(-4px);
}

.step-number {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  width: 36px;
  height: 36px;
  background-color: var(--color-primary);
  color: #FFFFFF;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 800;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.step-icon-wrap {
  width: 56px;
  height: 56px;
  margin: 0.5rem auto 1.25rem auto;
  color: var(--color-primary-light);
}

.step-icon-wrap svg {
  width: 100%;
  height: 100%;
}

.step-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: 0.75rem;
}

.step-card p {
  font-size: 1.05rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* COVERAGE BENEFITS SECTION */
.coverage-benefits-section {
  padding: 4.5rem 0;
  background-color: #F1F5F9;
}

.coverage-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 3rem;
  align-items: center;
}

.coverage-text h2 {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--color-primary);
  margin: 0.5rem 0 1rem 0;
  line-height: 1.25;
}

.lead-text {
  font-size: 1.2rem;
  color: var(--color-text-muted);
  margin-bottom: 1.75rem;
  line-height: 1.5;
}

.benefits-list {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.benefit-item {
  display: flex;
  gap: 0.85rem;
  align-items: flex-start;
  font-size: 1.1rem;
  line-height: 1.45;
  color: var(--color-text-main);
}

.benefit-bullet {
  width: 26px;
  height: 26px;
  background-color: #DCFCE7;
  color: #15803D;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.95rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.coverage-card {
  background-color: var(--color-surface);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
  overflow: hidden;
}

.card-inner {
  padding: 2rem;
}

.card-header h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: 1.25rem;
  text-align: center;
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 1.25rem;
}

.comparison-table th, 
.comparison-table td {
  padding: 0.75rem 0.5rem;
  text-align: left;
  border-bottom: 1px solid var(--color-border);
  font-size: 0.95rem;
}

.comparison-table th {
  font-size: 0.85rem;
  text-transform: uppercase;
  color: var(--color-text-muted);
  font-weight: 800;
}

.col-highlight {
  background-color: #F0FDF4;
  font-weight: 700;
}

.badge-yes {
  color: #15803D;
  font-weight: 800;
}

.card-callout {
  background-color: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: var(--radius-md);
  padding: 0.85rem 1rem;
  font-size: 0.95rem;
  color: #1E40AF;
  line-height: 1.45;
}

/* TESTIMONIALS */
.testimonials-section {
  padding: 4.5rem 0;
  background-color: var(--color-surface);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.testimonial-card {
  background-color: #F8FAFC;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.stars {
  color: #F59E0B;
  font-size: 1.25rem;
  letter-spacing: 0.15em;
  margin-bottom: 0.75rem;
}

.testimonial-quote {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  line-height: 1.55;
  color: var(--color-text-main);
  margin-bottom: 1.25rem;
  font-style: italic;
}

.reviewer-meta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.reviewer-avatar {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, #3B82F6, #1D4ED8);
  color: #FFFFFF;
  font-weight: 800;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
}

.reviewer-meta strong {
  display: block;
  font-size: 1rem;
  color: var(--color-primary);
}

.reviewer-loc {
  font-size: 0.85rem;
  color: var(--color-text-muted);
}

/* FAQ SECTION */
.faq-section {
  padding: 4.5rem 0;
  background-color: #F8FAFC;
  border-top: 1px solid var(--color-border);
}

.faq-accordion {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.25rem 1.5rem;
  background: none;
  border: none;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-primary);
  cursor: pointer;
  text-align: left;
}

.faq-question:hover {
  background-color: #F8FAFC;
}

.faq-toggle {
  font-size: 1.5rem;
  font-weight: 600;
  color: #64748B;
  transition: transform 0.2s ease;
}

.faq-question[aria-expanded="true"] .faq-toggle {
  transform: rotate(45deg);
}

.faq-answer {
  padding: 0 1.5rem 1.25rem 1.5rem;
  font-size: 1.1rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

/* STICKY MOBILE CALL BAR */
.sticky-call-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100%;
  background-color: #FFFFFF;
  border-top: 2px solid #16A34A;
  box-shadow: 0 -4px 15px rgba(0, 0, 0, 0.15);
  padding: 0.75rem 1rem;
  z-index: 99;
}

.sticky-call-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 680px;
  margin: 0 auto;
  gap: 1rem;
}

.sticky-text {
  display: flex;
  flex-direction: column;
}

.sticky-status {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.85rem;
  font-weight: 800;
  color: #15803D;
}

.pulse-dot-sm {
  width: 7px;
  height: 7px;
  background-color: #22C55E;
  border-radius: 50%;
  display: inline-block;
  animation: pulse-ring 1.8s infinite;
}

.sticky-timer {
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

.btn-sticky-call {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: linear-gradient(135deg, #16A34A 0%, #15803D 100%);
  color: #FFFFFF;
  text-decoration: none;
  font-weight: 800;
  font-size: 1.1rem;
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-full);
  box-shadow: 0 4px 10px rgba(22, 163, 74, 0.3);
}

.sticky-phone-icon {
  width: 20px;
  height: 20px;
}

/* FOOTER */
.site-footer {
  background-color: var(--color-primary);
  color: #94A3B8;
  padding: 3.5rem 0 2rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.95rem;
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.footer-security-row {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 2.5rem;
  flex-wrap: wrap;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.security-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: #E2E8F0;
  font-size: 0.95rem;
  font-weight: 600;
}

.footer-icon {
  width: 22px;
  height: 22px;
  color: #38BDF8;
}

.compliance-text {
  font-size: 0.85rem;
  line-height: 1.6;
  color: #94A3B8;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
  font-size: 0.9rem;
}

.footer-links a {
  color: #CBD5E1;
  text-decoration: none;
}

.footer-links a:hover {
  text-decoration: underline;
  color: #FFFFFF;
}

.footer-copyright {
  text-align: center;
  font-size: 0.85rem;
  color: #64748B;
}

/* MODAL STYLES */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background-color: rgba(15, 23, 42, 0.75);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1000;
  padding: 1.5rem;
}

.modal-box {
  background-color: #FFFFFF;
  border-radius: var(--radius-lg);
  max-width: 640px;
  width: 100%;
  max-height: 85vh;
  overflow-y: auto;
  position: relative;
  padding: 2.5rem 2rem 2rem 2rem;
  box-shadow: var(--shadow-xl);
}

.modal-close {
  position: absolute;
  top: 1rem;
  right: 1.25rem;
  font-size: 2rem;
  background: none;
  border: none;
  color: #64748B;
  cursor: pointer;
  line-height: 1;
}

.modal-content h3 {
  font-size: 1.5rem;
  color: var(--color-primary);
  margin-bottom: 1rem;
}

.modal-content p {
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--color-text-muted);
  margin-bottom: 1rem;
}

/* RESPONSIVE BREAKPOINTS */
@media (max-width: 900px) {
  .steps-grid,
  .testimonials-grid,
  .coverage-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .hero-title {
    font-size: 2rem;
  }

  .pass-grid {
    grid-template-columns: 1fr;
    gap: 0.5rem;
  }
}

@media (max-width: 640px) {
  html {
    font-size: 15px;
  }

  .header-inner {
    justify-content: center;
    text-align: center;
  }

  .header-badges {
    display: none; /* Keep clean on small mobile */
  }

  .hero-section {
    padding: 1.5rem 0 2.5rem 0;
  }

  .hero-title {
    font-size: 1.75rem;
  }

  .quiz-wrapper {
    border-radius: var(--radius-md);
  }

  .quiz-header {
    padding: 1rem 1.25rem;
  }

  .quiz-step {
    padding: 1.5rem 1.25rem 2rem 1.25rem;
  }

  .step-question {
    font-size: 1.35rem;
  }

  .zip-input-group {
    flex-direction: column;
  }

  .btn-call-number {
    font-size: 1.5rem;
  }

  .form-row {
    grid-template-columns: 1fr;
  }
}